https://www.theguardian.com/money/2019/ ... ime-buyers
Lloyds commercialise son offre de crédit à 100% à destination des primo-accédants
Britain’s biggest lender is to offer 100% mortgages to first-time buyers in a return to lending last seen before the financial crash – but only if the buyer has family that can stand behind the loan.
Emprunts à 100% sans apport avec caution de la famille à hauteur de 10% de la valeur du bien acheté,The Lloyds deal requires that a member of the family – such as parent, grandparent or close relative – helps out. The bank will only grant the 100% mortgage if the family member puts a sum equal to 10% of the value of the property into a Lloyds savings account.
Bien que le prix des biens soit orienté à la baisse, les prévisions de ventes sont les pires de ces deux dernières décennies.The deal is also aimed at reviving a property market languishing in Brexit uncertainty. Estate agency Your Move said last week that up to 25% has been wiped off house prices in some of the UK’s wealthiest areas, with Brexit leading to falls of almost £500,000 in some cases. Meanwhile, the surveyor’s body, RICs, said that the outlook for sales is the worst in two decades.